Uti Gilt Fund Overview
Category Gilt Fund
BMSMONEY Rank 8
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹60.31(R) -0.14% ₹62.36(D) -0.14%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.25% 6.21% 6.16% 6.96% 7.23%
LumpSum (D) 8.53% 6.49% 6.45% 7.25% 7.52%
SIP (R) -9.47% 5.41% 5.43% 5.34% 5.97%
SIP (D) -9.25% 5.7% 5.72% 5.63% 6.26%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.35 -0.13 0.59 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.95% -1.22% -0.5% - 1.34%
Top Gilt Fund
Fund Name Rank Rating
Axis Gilt Fund 1
DSP Gilt Fund 2
Sbi Magnum Gilt Fund 3
Icici Prudential Gilt Fund 4
Invesco India Gilt Fund 5
Bandhan Government Securities Fund - Investment Plan 6
Edelweiss Government Securities Fund 7
Uti Gilt Fund 8

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
UTI - GILT FUND -Discontinued PF Plan -Dividend Option 24.68
-0.0400
-0.1400%
UTI Gilt Fund - Direct Plan - IDCW 29.58
-0.0400
-0.1400%
UTI Gilt Fund - Regular Plan - IDCW 36.88
-0.0500
-0.1400%
UTI - GILT FUND - Discontinued PF Plan - Growth Option 44.84
-0.0600
-0.1400%
UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option 44.86
-0.0600
-0.1400%
UTI - GILT FUND - Regular Plan - Growth Option 60.31
-0.0900
-0.1400%
UTI - GILT FUND - Direct Plan - Growth Option 62.36
-0.0900
-0.1400%

Review Date: 17-01-2025

Uti Gilt Fund has shown average performance in the Gilt Fund category. The fund has rank of 8 out of 19 funds in the category. The fund has delivered return of 8.25% in 1 year, 6.21% in 3 years, 6.16% in 5 years and 7.23% in 10 years. The category average for the same periods is 8.38%, 6.15%, 6.27% and 6.96% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.95, VaR of -1.22, Average Drawdown of -0.42, Semi Deviation of 1.34 and Max Drawdown of -0.5. The category average for the same parameters is 2.24, -1.9, -0.57, 1.6 and -1.58 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Uti Gilt Fund direct growth option would have grown to ₹10853.0 in 1 year, ₹12075.0 in 3 years and ₹13668.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Uti Gilt Fund direct growth option would have grown to ₹11389.0 in 1 year, ₹39260.0 in 3 years and ₹69346.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 1.95 and based on VaR one can expect to lose more than -1.22% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.35 which shows average performance of fund in the gilt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.16
-0.11
-0.63 | 0.59 7 | 22 Good
3M Return % 0.61
0.59
-0.21 | 1.49 7 | 22 Good
6M Return % 3.32
3.34
2.56 | 4.35 7 | 22 Good
1Y Return % 8.25
8.38
7.33 | 9.41 11 | 22 Good
3Y Return % 6.21
6.15
5.27 | 7.18 7 | 19 Good
5Y Return % 6.16
6.27
5.18 | 7.28 9 | 19 Good
7Y Return % 6.96
6.90
5.55 | 7.92 10 | 19 Good
10Y Return % 7.23
6.96
5.74 | 7.81 7 | 17 Good
15Y Return % 7.99
10.19
6.25 | 45.54 6 | 15 Good
1Y SIP Return % -9.47
-9.42
-10.24 | -8.00 11 | 21 Good
3Y SIP Return % 5.41
5.47
4.55 | 6.08 10 | 18 Good
5Y SIP Return % 5.43
5.50
4.66 | 6.26 9 | 18 Good
7Y SIP Return % 5.34
5.41
4.41 | 6.18 10 | 18 Good
10Y SIP Return % 5.97
5.84
4.61 | 6.64 8 | 16 Good
15Y SIP Return % 7.24
9.58
5.70 | 46.26 7 | 15 Good
Standard Deviation 1.95
2.24
1.55 | 3.20 3 | 25 Very Good
Semi Deviation 1.34
1.60
1.16 | 2.33 2 | 25 Very Good
Max Drawdown % -0.50
-1.58
-2.74 | -0.50 1 | 25 Very Good
VaR 1 Y % -1.22
-1.90
-4.63 | -1.06 2 | 25 Very Good
Average Drawdown % -0.42
-0.57
-0.92 | -0.32 5 | 25 Very Good
Sharpe Ratio -0.35
-0.36
-1.10 | 0.00 16 | 25 Average
Sterling Ratio 0.59
0.53
0.45 | 0.64 4 | 25 Very Good
Sortino Ratio -0.13
-0.13
-0.34 | 0.00 17 | 25 Average
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.14 -0.06 -0.57 | 0.64 8 | 22
3M Return % 0.67 0.76 -0.05 | 1.63 9 | 22
6M Return % 3.46 3.68 2.88 | 4.51 14 | 22
1Y Return % 8.53 9.09 7.94 | 10.07 19 | 22
3Y Return % 6.49 6.83 5.78 | 7.75 15 | 19
5Y Return % 6.45 6.97 5.69 | 7.87 16 | 19
7Y Return % 7.25 7.60 6.15 | 8.56 12 | 19
10Y Return % 7.52 7.68 6.50 | 8.54 10 | 17
1Y SIP Return % -9.25 -8.83 -9.32 | -7.72 19 | 21
3Y SIP Return % 5.70 6.17 5.09 | 6.63 16 | 18
5Y SIP Return % 5.72 6.20 5.18 | 6.84 16 | 18
7Y SIP Return % 5.63 6.10 4.93 | 6.76 16 | 18
10Y SIP Return % 6.26 6.54 5.22 | 7.23 9 | 16
Standard Deviation 1.95 2.24 1.55 | 3.20 3 | 25
Semi Deviation 1.34 1.60 1.16 | 2.33 2 | 25
Max Drawdown % -0.50 -1.58 -2.74 | -0.50 1 | 25
VaR 1 Y % -1.22 -1.90 -4.63 | -1.06 2 | 25
Average Drawdown % -0.42 -0.57 -0.92 | -0.32 5 | 25
Sharpe Ratio -0.35 -0.36 -1.10 | 0.00 16 | 25
Sterling Ratio 0.59 0.53 0.45 | 0.64 4 | 25
Sortino Ratio -0.13 -0.13 -0.34 | 0.00 17 | 25
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.14 ₹ 9,986.00 -0.14 ₹ 9,986.00
1W -0.19 ₹ 9,981.00 -0.19 ₹ 9,981.00
1M -0.16 ₹ 9,984.00 -0.14 ₹ 9,986.00
3M 0.61 ₹ 10,061.00 0.67 ₹ 10,067.00
6M 3.32 ₹ 10,332.00 3.46 ₹ 10,346.00
1Y 8.25 ₹ 10,825.00 8.53 ₹ 10,853.00
3Y 6.21 ₹ 11,980.00 6.49 ₹ 12,075.00
5Y 6.16 ₹ 13,482.00 6.45 ₹ 13,668.00
7Y 6.96 ₹ 16,013.00 7.25 ₹ 16,326.00
10Y 7.23 ₹ 20,102.00 7.52 ₹ 20,658.00
15Y 7.99 ₹ 31,680.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.47 ₹ 11,374.20 -9.25 ₹ 11,389.37
3Y ₹ 36000 5.41 ₹ 39,094.81 5.70 ₹ 39,260.34
5Y ₹ 60000 5.43 ₹ 68,851.02 5.72 ₹ 69,346.08
7Y ₹ 84000 5.34 ₹ 101,591.11 5.63 ₹ 102,635.15
10Y ₹ 120000 5.97 ₹ 163,054.32 6.26 ₹ 165,577.80
15Y ₹ 180000 7.24 ₹ 319,215.24 ₹


Date Uti Gilt Fund NAV Regular Growth Uti Gilt Fund NAV Direct Growth
17-01-2025 60.3056 62.3592
16-01-2025 60.3912 62.4474
15-01-2025 60.1493 62.1967
14-01-2025 60.0932 62.1383
13-01-2025 60.0284 62.0708
10-01-2025 60.4232 62.4777
09-01-2025 60.4485 62.5034
08-01-2025 60.4561 62.5108
07-01-2025 60.5113 62.5675
06-01-2025 60.3904 62.442
03-01-2025 60.3175 62.3653
02-01-2025 60.2961 62.3428
01-01-2025 60.2917 62.3377
31-12-2024 60.3995 62.4488
30-12-2024 60.2811 62.3259
27-12-2024 60.2007 62.2415
26-12-2024 60.1881 62.228
24-12-2024 60.2431 62.2839
23-12-2024 60.2775 62.3191
20-12-2024 60.2184 62.2566
19-12-2024 60.2565 62.2956
18-12-2024 60.4523 62.4976
17-12-2024 60.4026 62.4457

Fund Launch Date: 14/Jan/2001
Fund Category: Gilt Fund
Investment Objective: The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Fund Description: UTI Gilt Fund is an open ended debt scheme investing in government securities across maturities.
Fund Benchmark: CRISIL Dynamic Gilt
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.